Documents required for Personal LOAN and EMI calculator

  What documents are required for a PERSONAL LOAN ? How to calculate EMI? EMI calculator... Basic documents required for Personal Loan: Iden...

 

What documents are required for a PERSONAL LOAN?

How to calculate EMI? EMI calculator...

Basic documents required for Personal Loan:

• Identity Proof: Name, age, gender, etc.
• Residence Proof: Permanent and current place of residence
• Employment Proof: Whether you are salaried or a self-employed applicant(business), the name of the organization
• Income Proof: Your net monthly in-hand income

Description of documents:

Personal Loan Documents

	Salaried EMPLOYEES	Self-Employed Individual
Identity Proof	•             PAN Card •             Voter ID •             Aadhaar Card •             Passport •             Driving License	●     Aadhar Card ●     Passport ●     Driving License ●     PAN Card ●     Voter ID
Address Proof	•             Passport •             Aadhaar Card •             Utility Bills (Water/electricity/gas bills) •             Ration Card •             Driving License •             Property documents •             Electricity bill •             Maintenance bill	●     Passport ●     Aadhaar Card ●     Utility Bills (Water/electricity/gas bills) ●     Ration Card ●     Driving License ●     Property documents ●     Electricity bill ●     Maintenance bill
Proof of Business Ownership	-	●     Property documents ●     Maintenance bill ●     Electricity bill
Proof of Business Existence	-	●     Maintenance bill ●     Property documents ●     Electricity bill ●     Tax registration copy
Income Proof	•      Salary slips of the last three months •      Bank statement for the previous six       months •      Employment certificate from the current employer	●     Income tax returns for the previous two years inclusive of Computation of Income, audit report, balance sheet, etc. ●     Bank statement of past one year
Photograph	One passport size color photograph	One passport size color photograph

Personal Loan Documents Required for NRI’s and Pensioners

	NRI’s	Pensioners
Identity Proof	●     Copy of your passport ●     Copy of your visa	●     Ration card ●     PAN card ●     Voter ID card ●     Passport ●     Driving license ●     Birth certificate ●     Aadhaar card
Address Proof	●     Appointment letter ●     Identity Card ●     Official email ID	●     Passport ●     Ration card ●     Utility bills ●     Driving license
Income Proof	●     Bank statement of last 6 months ●     Salary slips	●     Copy of Bank passbook ●     Bank statements of the last 6 months ●     Form 16 ●     Income tax returns ●     Copy of pension payment order
Photograph	Passport-size photographs	Passport-size photographs

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